Mortgage Rates

UPDATED: Monday October 18, 2021

Conventional 30 Year Fixed

  • Sales Price: 800,000
  • Loan Amount: 740,000
  • LTV: 90%
  • FICO: 740
  • Monthly BPMI
  • Primary Residence
  • Quoted Area: Woodland Hills, CA

Mortgage InformationHIGH BAL 30 Year FixedHIGH BAL 30 Year FixedHIGH BAL 30 Year Fixed
Interest Rate3 %3.125 %3.25 %
APR3.29 % *3.37 % **3.45 % ***
Down Payment$ 80000 / 10%$ 80000 / 10%$ 80000 / 10%
Monthly Payment$ 3173.55$ 3222.30$ 3271.49

LICENSED BY THE CALIFORNIA DEPARTMENT OF REAL ESTATE, [DRE LICENSE #2057391]. THE PRINCIPAL AND INTEREST PAYMENT DOES NOT INCLUDE TAXES AND INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES ARE CURRENT AS OF 10/18/2021. SUBJECT TO BORROWER APPROVAL. * APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 16911. ** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 12943. *** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 8953.

First Time Home Buyer Conventional 30 Year Fixed

  • Sales Price: 400,000
  • Loan Amount: 380,000
  • LTV: 95%
  • FICO: 740
  • Monthly BPMI
  • Primary Residence
  • Quoted Area: Woodland Hills, CA

Mortgage InformationCONF CONV 30 Year FixedCONF CONV 30 Year FixedCONF CONV 30 Year Fixed
Interest Rate2.875 %2.999 %3.125 %
APR3.20 % *3.27 % **3.38 % ***
Down Payment$ 40000 / 10%$ 40000 / 10%$ 40000 / 10%
Monthly Payment$ 1562.61$ 1586.58$ 1611.15

LICENSED BY THE CALIFORNIA DEPARTMENT OF REAL ESTATE, [DRE LICENSE #2057391]. THE PRINCIPAL AND INTEREST PAYMENT DOES NOT INCLUDE TAXES AND INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES ARE CURRENT AS OF 10/18/2021. SUBJECT TO BORROWER APPROVAL. * APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 10303. ** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 7683. *** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 7013.

First Time Home Buyer FHA 30 Year Fixed

  • Sales Price: 400,000
  • Loan Amount: 360,000
  • LTV: 90%
  • FICO: 740
  • Monthly BPMI
  • Primary Residence
  • Quoted Area: Woodland Hills, CA

Mortgage InformationELITE FHA 30 Year FixedELITE FHA 30 Year FixedELITE FHA 30 Year Fixed
Interest Rate2.25 %2.375 %2.5 %
APR2.82 % *2.91 % **3.04 % ***
Down Payment$ 20000 / 5%$ 20000 / 5%$ 20000 / 5%
Monthly Payment$ 1703.14$ 1727.54$ 1752.17

LICENSED BY THE CALIFORNIA DEPARTMENT OF REAL ESTATE, [DRE LICENSE # 2057391]. THE PRINCIPAL AND INTEREST PAYMENT DOES NOT INCLUDE TAXES AND INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES ARE CURRENT AS OF 10/18/2021. SUBJECT TO BORROWER APPROVAL. * APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 7995. ** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 6061. *** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 5889. PAYMENT INCLUDES A ONE-TIME UPFRONT MORTGAGE INSURANCE PREMIUM (MIP) AT 1.75% OF THE BASE LOAN AMOUNT AND A MONTHLY MIP CALCULATED AT 0.85% OF THE BASE LOAN AMOUNT. THE 0.85% MONTHLY MIP IS REQUIRED FOR A SPECIFIC PERIOD OF TIME REGARDLESS OF YOUR DOWN PAYMENT OR EQUITY IN YOUR HOME.

Refinance #1

  • Sales Price: 800,000
  • Loan Amount: 600,000
  • LTV: 75%
  • FICO: 740
  • Primary Residence
  • Quoted Area: Woodland Hills, CA

Mortgage InformationCONV ELITE 30 Year FixedCONV ELITE 30 Year FixedCONV ELITE 30 Year Fixed
Interest Rate2.874 %2.875 %2.999 %
APR3.01 % *3.01 % **3.09 % ***
Monthly Payment$ 2489.03$ 2489.35$ 2529.30

LICENSED BY THE CALIFORNIA DEPARTMENT OF REAL ESTATE, [DRE LICENSE #], 2057391. THE PRINCIPAL AND INTEREST PAYMENT DOES NOT INCLUDE TAXES AND INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES ARE CURRENT AS OF 10/18/2021. SUBJECT TO BORROWER APPROVAL. * APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 10450. ** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 10450. *** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 7275.

Refinance #2

  • Sales Price: 400,000
  • Loan Amount: 200,000
  • LTV: 50%
  • FICO: 740
  • Primary Residence
  • Quoted Area: Woodland Hills, CA

Mortgage InformationCONV ELITE 30 Year FixedCONV ELITE 30 Year FixedCONV ELITE 30 Year Fixed
Interest Rate2.625 %2.75 %2.874 %
APR3.03 % *3.09 % **3.17 % ***
Monthly Payment$ 803.30$ 816.48$ 829.68

LICENSED BY THE CALIFORNIA DEPARTMENT OF REAL ESTATE, [DRE LICENSE #], 2057391. THE PRINCIPAL AND INTEREST PAYMENT DOES NOT INCLUDE TAXES AND INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES ARE CURRENT AS OF 10/18/2021. SUBJECT TO BORROWER APPROVAL. * APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 10187. ** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 8497. *** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 7367.

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