Rates
Mortgage Rates
UPDATED: Monday October 18, 2021
Conventional 30 Year Fixed
- Sales Price: 800,000
- Loan Amount: 740,000
- LTV: 90%
- FICO: 740
- Monthly BPMI
- Primary Residence
- Quoted Area: Woodland Hills, CA
| Mortgage Information | HIGH BAL 30 Year Fixed | HIGH BAL 30 Year Fixed | HIGH BAL 30 Year Fixed |
| Interest Rate | 3 % | 3.125 % | 3.25 % |
| APR | 3.29 % * | 3.37 % ** | 3.45 % *** |
| Down Payment | $ 80000 / 10% | $ 80000 / 10% | $ 80000 / 10% |
| Monthly Payment | $ 3173.55 | $ 3222.30 | $ 3271.49 |
LICENSED BY THE CALIFORNIA DEPARTMENT OF REAL ESTATE, [DRE LICENSE #2057391]. THE PRINCIPAL AND INTEREST PAYMENT DOES NOT INCLUDE TAXES AND INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES ARE CURRENT AS OF 10/18/2021. SUBJECT TO BORROWER APPROVAL. * APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 16911. ** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 12943. *** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 8953.
First Time Home Buyer Conventional 30 Year Fixed
- Sales Price: 400,000
- Loan Amount: 380,000
- LTV: 95%
- FICO: 740
- Monthly BPMI
- Primary Residence
- Quoted Area: Woodland Hills, CA
| Mortgage Information | CONF CONV 30 Year Fixed | CONF CONV 30 Year Fixed | CONF CONV 30 Year Fixed |
| Interest Rate | 2.875 % | 2.999 % | 3.125 % |
| APR | 3.20 % * | 3.27 % ** | 3.38 % *** |
| Down Payment | $ 40000 / 10% | $ 40000 / 10% | $ 40000 / 10% |
| Monthly Payment | $ 1562.61 | $ 1586.58 | $ 1611.15 |
LICENSED BY THE CALIFORNIA DEPARTMENT OF REAL ESTATE, [DRE LICENSE #2057391]. THE PRINCIPAL AND INTEREST PAYMENT DOES NOT INCLUDE TAXES AND INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES ARE CURRENT AS OF 10/18/2021. SUBJECT TO BORROWER APPROVAL. * APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 10303. ** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 7683. *** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 7013.
First Time Home Buyer FHA 30 Year Fixed
- Sales Price: 400,000
- Loan Amount: 360,000
- LTV: 90%
- FICO: 740
- Monthly BPMI
- Primary Residence
- Quoted Area: Woodland Hills, CA
| Mortgage Information | ELITE FHA 30 Year Fixed | ELITE FHA 30 Year Fixed | ELITE FHA 30 Year Fixed |
| Interest Rate | 2.25 % | 2.375 % | 2.5 % |
| APR | 2.82 % * | 2.91 % ** | 3.04 % *** |
| Down Payment | $ 20000 / 5% | $ 20000 / 5% | $ 20000 / 5% |
| Monthly Payment | $ 1703.14 | $ 1727.54 | $ 1752.17 |
LICENSED BY THE CALIFORNIA DEPARTMENT OF REAL ESTATE, [DRE LICENSE # 2057391]. THE PRINCIPAL AND INTEREST PAYMENT DOES NOT INCLUDE TAXES AND INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES ARE CURRENT AS OF 10/18/2021. SUBJECT TO BORROWER APPROVAL. * APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 7995. ** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 6061. *** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 5889. PAYMENT INCLUDES A ONE-TIME UPFRONT MORTGAGE INSURANCE PREMIUM (MIP) AT 1.75% OF THE BASE LOAN AMOUNT AND A MONTHLY MIP CALCULATED AT 0.85% OF THE BASE LOAN AMOUNT. THE 0.85% MONTHLY MIP IS REQUIRED FOR A SPECIFIC PERIOD OF TIME REGARDLESS OF YOUR DOWN PAYMENT OR EQUITY IN YOUR HOME.
Refinance #1
- Sales Price: 800,000
- Loan Amount: 600,000
- LTV: 75%
- FICO: 740
- Primary Residence
- Quoted Area: Woodland Hills, CA
| Mortgage Information | CONV ELITE 30 Year Fixed | CONV ELITE 30 Year Fixed | CONV ELITE 30 Year Fixed |
| Interest Rate | 2.874 % | 2.875 % | 2.999 % |
| APR | 3.01 % * | 3.01 % ** | 3.09 % *** |
| Monthly Payment | $ 2489.03 | $ 2489.35 | $ 2529.30 |
LICENSED BY THE CALIFORNIA DEPARTMENT OF REAL ESTATE, [DRE LICENSE #], 2057391. THE PRINCIPAL AND INTEREST PAYMENT DOES NOT INCLUDE TAXES AND INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES ARE CURRENT AS OF 10/18/2021. SUBJECT TO BORROWER APPROVAL. * APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 10450. ** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 10450. *** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 7275.
Refinance #2
- Sales Price: 400,000
- Loan Amount: 200,000
- LTV: 50%
- FICO: 740
- Primary Residence
- Quoted Area: Woodland Hills, CA
| Mortgage Information | CONV ELITE 30 Year Fixed | CONV ELITE 30 Year Fixed | CONV ELITE 30 Year Fixed |
| Interest Rate | 2.625 % | 2.75 % | 2.874 % |
| APR | 3.03 % * | 3.09 % ** | 3.17 % *** |
| Monthly Payment | $ 803.30 | $ 816.48 | $ 829.68 |
LICENSED BY THE CALIFORNIA DEPARTMENT OF REAL ESTATE, [DRE LICENSE #], 2057391. THE PRINCIPAL AND INTEREST PAYMENT DOES NOT INCLUDE TAXES AND INSURANCE PREMIUMS, WHICH WILL RESULT IN A HIGHER ACTUAL MONTHLY PAYMENT. RATES ARE CURRENT AS OF 10/18/2021. SUBJECT TO BORROWER APPROVAL. * APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 10187. ** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 8497. *** APR IS BASED ON ESTIMATED FINANCE CHARGES OF $ 7367.