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Mortgage Calculators

Try all of our mortgage calculators below!

Refinance | Conventional | FHA | VA


Why Should You Use Our Refinance Calculator?

  1. Check to see if refinancing is right for you.
  2. Estimate how much you can save.

| Start an Application | | Search for Homes |


$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

This is only an estimate. This is not an offer or guarantee.

Refinance

Term Key*


Current Loan Amount: Original loan amount

Current Term: Full original term length in months

Origination Year: Year you originally got your mortgage

New Loan Amount: Amount you owe on your home currently



New Interest Rate: An estimate can be found on our Rates page under mortgage

Interest Rate: Original percentage of principal charged by the lender

New Loan Term: Number of months



New Monthly Payment: Estimated payment

Reinance Fees: Cost to refinance

Lifetime Savings: Estimated total savings


Calculators: Refinance | Conventional | FHA | VA


Who Should You Use Our Conventional Calculator?

  • Credit Score 640+
  • 50% or less Debt to Income Ratio
  • Low Debt
  • Minimum Down 3%
  • Not you? Check out our other calculators below.

| Start an Application | | Search for Homes |


$

3%

1%

3%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

This is only an estimate. This is not an offer or guarantee.

Conventional

Term Key*


Purchase Price: Home market price

Mortgage Term: Number of years

Down Payment: Initial up front payment due upon closing in percentage

Annual Taxes: Total amount of estimated tax (leave this at 1%)



Interest Rate: percentage of principal charged by the lender (an estimate can be found on our Rates page under mortgage)

Annual Insurance: Average in California is $1,166 according to insurance.com



Monthly HOA: Home owners association dues per month

Principal & Interest: Total Cost of the loan

Monthly Insurance: Estimated insurance cost per month

Monthly Taxes: Estimated tax cost per month


Calculators: Refinance | Conventional | FHA | VA


Who Should Use Our FHA Calculator?

  • Credit Score 580+
  • 50% or less Debt to Income Ratio
  • Minimum Down 3.5%

| Start an Application | | Search for Homes |


$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

This is only an estimate. This is not an offer or guarantee.

FHA

Term Key*


Purchase Price: Home market price

Mortgage Term: Number of years

Down Payment: Initial up front payment due upon closing in percentage

Annual Taxes: Total amount of estimated tax (leave this at 1%)



Interest Rate: percentage of principal charged by the lender (an estimate can be found on our Rates page under mortgage)

Mortgage Insurance: For loan amounts greater than 80%

Annual Insurance: Average in California is $1,166 according to insurance.com



Monthly HOA: Home owners association dues per month

Principal & Interest: Total Cost of the loan

Monthly Insurance: Estimated insurance cost per month

Monthly Taxes: Estimated tax cost per month


Calculators: Refinance | Conventional | FHA | VA


Who Should Use Our VA Calculator?

  • Minimum credit score varies
  • Minimum Down 0%
  • Eligible to obtain a COE from VA

| Start an Application | | Search for Homes |


$

0%

1%

5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

This is only an estimate. This is not an offer or guarantee.

VA

Term Key*


Purchase Price: Home market price

Mortgage Term: Number of years

Down Payment: Initial up front payment due upon closing in percentage

Annual Taxes: Total amount of estimated tax (leave this at 1%)



Interest Rate: percentage of principal charged by the lender (an estimate can be found on our Rates page under mortgage)

VA Funding Fee: VA fee

Annual Insurance: Average in California is $1,166 according to insurance.com



Monthly HOA: Home owners association dues per month

Principal & Interest: Total Cost of the loan

Monthly Insurance: Estimated insurance cost per month

Monthly Taxes: Estimated tax cost per month


Calculators: Refinance | Conventional | FHA | VA


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